Our Financial Planning service is offered exclusively to serving and former members of the Canadian Armed Forces (CAF) and their spouses. The aim of this service is to provide tailored financial advice and investment products on a broad range of personal financial planning issues, based on each client's situation. Our services, delivered through a Certified Financial Planner (CFP) (F. Pl. in Quebec), include, but are not limited to the following:
Products, services and tailored advice
General Financial Planning
- comprehensive analysis, advice and recommendations based on yearly goal reviews
- personal money management (cash flow, debts, etc.)
- major expenses (house, car, travel, etc.)
- personal income tax preparation*
Retirement and Release Planning
- pre-release planning
- release planning and release projections
- retirement planning
Investment products and advice
- build a financial reserve
- portfolio analysis and investment advice on mutual funds and GICs
- investment products: no load mutual funds, GICs**, savings accounts
- RRSP, RESP and Tax Free Savings Accounts (TFSA)
* The service includes one free basic tax return preparation per year, per registered family.
** SISIP Financial advisors provide objective and unbiased investment advice and offer trade units of Mutual Funds on a no-load basis (no sales fee). Mutual funds are provided through FundEX Investments Inc. Financial planners providing services with respect to trading in mutual funds and GIC's on behalf of clients are registered as salespersons with FundEX Investments Inc., a duly registered and licensed Mutual Fund dealer (Mutual Funds Disclaimer).
SISIP Financial endorses the Canadian Armed Forces Savings Plans – a low maintenance saving strategy designed exclusively for CAF members which focuses on simple savings / investment* solutions empowering CAF personnel and their families to build lasting financial health and security... more
* Investments provided by Great-West Life
Complete Financial Plan
Our financial planners assist clients in achieving their financial objectives through individual consultations. The financial planner will analyze each situation individually and will present a complete financial plan including recommendations and personalized advice, as well as a plan of action to achieve fixed goals. (See the Six Steps in Financial Planning
Fee Structure/ Income Tax Preparation Services *
The SISIP Financial Planning Service is available for a fee of $6.00 per month for all ranks, from recruits to Master Corporals inclusively and to Officer Cadets, Second Lieutenants and Lieutenants. For all other ranks, and former CAF members, our services are provided at the rate of $12.00 per month.
Fees include one free annual basic tax return preparation per registered family. Additional basic tax return preparation is offered to financial planning clients for an additional competitive fee of $60.00 plus $70.00/hour for additional schedules and information that must be processed.
All financial planners are directly employed by SISIP Financial and are paid a salary only, they do not receive commissions, and all trailer fees are paid directly to SISIP Financial .
Direct Access Line: 1-800-267-6681
As a financial planning client, this access line is available to you from anywhere in Canada 24 hours a day. Usually, your own financial planner or, if he or she is away, a colleague will be able to answer your questions during normal working hours.
Terms and Conditions
SISIP Financial will provide the financial planning services as outlined above, subject to reasonable notice and the availability of resources. SISIP Financial reserves the right to change these fees, terms and conditions at any time without notice.
Please note that since 2015, new and existing clients of our financial planning services who file their own income tax returns
, can choose to “opt out"
of paying fees for these services.
Date Modified : 2016-11-21